In this video, the speaker talks about receiving videos from subscribers where they claim to have earned $10,000 or more. The speaker questions the credibility of these claims, pointing out that if someone truly earned that much money, there would be no need to constantly recruit others to join their team. The speaker also discusses the concept of investment payouts and warns viewers to be cautious of schemes that promise high returns with minimal effort. The speaker emphasizes the importance of critical thinking and urges viewers to question the legitimacy of such schemes. The video concludes with a message encouraging viewers to share their opinions on whether the management of such schemes is ethical or not. Ultimately, the speaker advises viewers to be wary of get-rich-quick schemes and to carefully consider the risks involved before investing in any opportunity.