Key Developments in DeFi for 2025
1. Adoption of EIP-7702-Enabled Smart Accounts
- 20% of Ethereum users expected to rely on EIP-7702-enabled smart accounts
- Enhanced security and customization features
- Anticipated adoption due to user demand for accessibility and efficiency
2. Multichain Navigation from Unified Interface
- Half of all DeFi users to navigate multiple blockchains from a single interface
- Chain abstraction through smart accounts to simplify user experience
- Introduction of Safenet to enable multichain transactions
3. Integration of AI Agents in DeFi Trading
- 20% of on-chain DeFi trading volume to be executed by AI-driven agents
- Smart accounts enhancing AI agents for portfolio management and safety measures
- Transformation of Web3 gaming and prediction markets
4. Global Financial Institutions Embracing Stablecoin-Based Settlements
- Integration of stablecoin-based cross-border settlements by three major financial institutions
- Rapid adoption of stablecoins for cheaper cross-border payments
- Predicted regulatory environment favorable for stablecoin integration
5. Interoperability Across Ecosystems with Zero-Knowledge Proof
- 10% of DeFi liquidity to flow seamlessly across multiple ecosystems via ZK interoperability
- Zero Knowledge Proofs enhancing privacy and security in data transfer
- Projects like Chainlink exploring ZK-based solutions for interoperability
Looking Towards the Future
As the DeFi landscape evolves, advancements in smart accounts, AI agents, and interoperability will shape the industry in 2025. With a focus on user value and real-world applications, the decentralized economy is poised for significant growth and innovation.